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Buying a house without a mortgage usually means paying in cash, but there are a few less common alternative home financing options like rent-to-own and seller financing.
The interest rate your lender gives you isn't the true cost of your mortgage. Learn how to calculate your effective interest rate, including any discount points.
Check our interactive map to find today's 30-year mortgage rate average for any U.S. state. Right now, the cheapest states are New York and Massachusetts.